EMI vs SIP for ₹1,700,000
7 Years @ 7%
Original Plan
7 Years @ 7%
EMI: ₹ 25,658
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 17,482
Monthly Savings
₹ 8,175
SIP Investment
@ 12% for 12 years
₹ 2,634,436
Extra Interest Paid
₹ 362,242
Final Outcome
₹ 2,272,194
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 7%, investing savings can generate ₹2,634,436.
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