EMI vs SIP for ₹1,700,000
29 Years @ 9%
Original Plan
29 Years @ 9%
EMI: ₹ 13,773
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 13,385
Monthly Savings
₹ 388
SIP Investment
@ 12% for 34 years
₹ 2,231,477
Extra Interest Paid
₹ 668,101
Final Outcome
₹ 1,563,375
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 9%, investing savings can generate ₹2,231,477.
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