EMI vs SIP for ₹1,500,000
21 Years @ 10%
Original Plan
21 Years @ 10%
EMI: ₹ 14,262
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 13,515
Monthly Savings
₹ 747
SIP Investment
@ 12% for 26 years
₹ 1,606,979
Extra Interest Paid
₹ 622,624
Final Outcome
₹ 984,355
Profit from SIP strategy
Analysis
For ₹1,500,000 loan at 10%, investing savings can generate ₹1,606,979.
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