EMI vs SIP for ₹1,400,000
10 Years @ 12%
Original Plan
10 Years @ 12%
EMI: ₹ 20,086
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 16,802
Monthly Savings
₹ 3,284
SIP Investment
@ 12% for 15 years
₹ 1,656,816
Extra Interest Paid
₹ 614,112
Final Outcome
₹ 1,042,704
Profit from SIP strategy
Analysis
For ₹1,400,000 loan at 12%, investing savings can generate ₹1,656,816.
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