EMI vs SIP for ₹1,200,000
19 Years @ 9%
Original Plan
19 Years @ 9%
EMI: ₹ 11,003
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 10,184
Monthly Savings
₹ 819
SIP Investment
@ 12% for 24 years
₹ 1,369,578
Extra Interest Paid
₹ 424,354
Final Outcome
₹ 945,224
Profit from SIP strategy
Analysis
For ₹1,200,000 loan at 9%, investing savings can generate ₹1,369,578.
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