EMI vs SIP for ₹10,000,000
15 Years @ 7%
Original Plan
15 Years @ 7%
EMI: ₹ 89,883
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 77,530
Monthly Savings
₹ 12,353
SIP Investment
@ 12% for 20 years
₹ 12,342,408
Extra Interest Paid
₹ 2,428,266
Final Outcome
₹ 9,914,142
Profit from SIP strategy
Analysis
For ₹10,000,000 loan at 7%, investing savings can generate ₹12,342,408.
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