EMI vs SIP for ₹1,000,000
24 Years @ 10%
Original Plan
24 Years @ 10%
EMI: ₹ 9,174
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 8,825
Monthly Savings
₹ 349
SIP Investment
@ 12% for 29 years
₹ 1,089,681
Extra Interest Paid
₹ 428,941
Final Outcome
₹ 660,740
Profit from SIP strategy
Analysis
For ₹1,000,000 loan at 10%, investing savings can generate ₹1,089,681.
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